17Jul
I just downloaded a great report by Michelle MacPhearson on leveraging Social Media sites (like Twitter, Digg, StumbleUpon, etc) for getting more traffic to your website. The best part is that you can go through the report, do the steps yourself every day for a week and then hand it off to any assistant to implement for you daily.
To get the report, go to Social Media Daily. The best part, it’s free!
Michelle’s credibility in driving traffic is legit, too. Her site ranks 107,161 in traffic volume based on Alexa’s stats, which means she’s in the top ranks in the world.
So go get your free copy of Michelle’s “Social Media Daily” report and start driving traffic to your site today.
06Jul
The online bank and financial provider ING is running a campaign right now about hitting ‘your number’ for retirement and how we all have a number we need to reach to be able to retire comfortably. The fascinating thing is that this is coming from a rather progressive company that is a leader in new banking strategies, yet they are promoting a concept (hitting your number) that is ancient in the financial planning world and has been proven to be flawed for a number of years now. Read more…
25Jun
This post is courtesy of Tim Ferriss, the mastermind behind the rave success ‘The Four Hour Work Week‘. It is focused on the essentials from his study of high growth and high profit businesses and the 11 tenets they follow to achieve their success.
Go read it here and print it out for future reference. It’s that good!
03Jun
Ok, gas is pretty out of control at $4+ per gallon, but let’s keep our heads about us and think a few things through before rushing out and joining the Green Revolution.
First off, I have to admit that anytime I hear someone say we need to reduce our ‘carbon footprint’ or conserve our precious natural resources and be friendlier to the environment, I want to go by a Hummer. Not the chinsey Jeep looking kind, but rather the one Arnold made famous in the mid-90’s that is Military grade and can climb the Empire State Building.
Please realize, too, that I live by numbers as they rarely lie and help eliminate the emotion of buying so many of us get caught up in.
With that said, please don’t Read more…
30May
I wanted to take a minute and give you a quick overview of what the Credit Bureaus really look at when they calculate your credit score since we’ve primarily gone over tips and strategies to improve your score so far.
Realize that this is just an outline of guidelines they claim to use and that access to the actual algorithm they run each credit file through to produce a score is known by few people on earth. And even if they know about it doesn’t necessarily mean they understand it or can explain exactly how it works, too!
Also, it helps to know that the WHOLE reason the credit scoring system was created was to help creditors calculate what your chance of defaulting on a loan given to you would be. Read more…
30May
There are a number of services that offer to have you track your credit report activity and get your credit scores, too. The problem with these services is that they charge upwards of $10-$20 per month. I don’t know about you, but I think it’s criminal to charge me to
access information about myself that someone else has created and that affects my financial life more than anything else in the world.
So paying $200+ a year to get access to info about myself is absurd. Read more…
30May
By now you’ve hopefully learned a thing or two about how to improve your credit report and score and things to avoid wasting your money on. Today I want to walk you through the process to find out the exact steps you need to take that will make your credit perfect…
all without spending a single penny.
You may have heard that the government now requires the three credit bureaus to give everyone a free copy of their report once a year, but you don’t know exactly how to do this. There are plenty of commercials on TV offering you the free report, but when you go to their website Read more…
30May
Now that you’ve Opted-Out and reduced unnecessary access to your credit report that will result in a higher credit score, let’s focus on another strategy that will keep you from damaging your score inadvertently in the future.
Creditors are very crafty with their messages and strategies to get you to charge up more debt and fill their accounts with interest fees, late fees, over limit fees, and annual membership fees. One of the most creative ways they do this is with the ‘No Interest, No
Payments’ offers they make through retailers like Mor Furniture.
How do you think they can get away with making these offers and still make money on them? Read more…
30May
I know that I have given a lot of background info and have busted the myths of how to perfect your credit in the past few days, so today I want to give you something that can be implemented immediately, will create results, and won’t cost you a single penny to do it.
There is a secret arrangement that creditors have with the credit bureaus to gain access to your credit report without you ever knowing about it. This arrangement is setup so that the creditors can select prospective clients to send specific offers to and increase the results of their advertising. It’s what causes your mailbox to fill with ‘pre-approved’ credit offers that you’ve never applied for and didn’t come from having a prior relationship with that creditor.
The creditor doesn’t get access to your complete credit report, but they get enough to find out if you’re in the ballpark of their ideal client profile and can match an offer to who they think you are. There are multiple problems with this situation. Read more…
30May
When you look at the world of Credit Repair there are seemingly countless providers out there claiming they are THE source to help get your credit cleaned up and back into the land of the living. Heck, I just did a Google search for ‘Credit Repair Companies’ and came back with 455,000 listings!
Given the fact that I was your average college student who got a credit card at a baseball game because I wanted the free Giants towel they were giving away when I applied for one, I came out of college with less than stellar credit. As a matter of fact, in my second year of grad school I pulled my credit and my mid score was 510!! Pretty lousy.
I didn’t have the foggiest idea what to do to fix the problem, so I signed up to work with a company (a law firm in Utah) Read more…
